Polenzani Benefits—Plan for the Future—Individual Insurance
USAway International Major Medical Plan International Major Medical Plan

Travel Insurance

Traveling abroad is exciting and fun! However, without the proper insurance it is dangerous and could result in disaster. US Residents traveling abroad may be surprised to discover that traditional health insurance sometimes offers less-than-standard coverage or may even be rejected while abroad. For this reason, State Department advises international travelers to purchase short-term medical insurance while outside the U.S.


USAway International Major Medical Plan

This plan is designed for US Citizens and US residents who are traveling outside the USA.

The following are common uses:

  • Students studying abroad
  • Executives traveling overseas on work assignments
  • Travelers/Tourists who are seeking medical coverage, including medical evacuation, while outside the USA
  • Families traveling abroad on sabbatical
  • Missionaries traveling abroad to provide foreign aid

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International Major Medical

This plan is designed for people coming to the USA for periods from 1 day to many years.

The following examples are the most common uses.

  • Foreign Nationals visiting
  • Immigrating to the USA
  • USA citizens coming back to the USA after being outside the USA
  • Foreign Nationals living in their home country working for a US company
  • Foreign Nationals travelling to the USA and additional countries prior to returning to their home country

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High Limit Accident Plan

This plan will allow individuals to purchase an AD&D policy which will cover a death from an accident.

The following examples are the most common uses.

  • War Zone coverage
  • Key Person
  • Buy/Sell Agreement
  • International Coverage
  • Flight risks
  • Life Insurance postponement

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